Working longer isn’t the answer to longevity risk, according to “Longevity Risk and Reward for Middle-Income Americans,” a new report by the Bankers Life and Casualty Co. Center for a Secure Retirement.

According to the report, 55 percent of middle-income Baby Boomers have saved less than $100,000 for retirement and 19 percent have saved less than $10,000. With figures such as those it is no surprise that 75 percent of middle-income Boomers expect to work in retirement.

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