Financial advisors who want to tap into the retiree market can differentiate their services by offering clients and prospects an annual Medicare review.

This service should be scheduled before the start of the Open Enrollment Period for 2014 coverage, which runs from Oct. 15 through Dec. 7, 2013.

It should offer retirees professional guidance on choosing cost-effective options for basic Medicare, Medicare Advantage, Part D prescription drug coverage and Medicare supplemental insurance ("Medigap").

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