Insurers have been saying the age-rating provision in the health care reform law will raise premiums for young adults, but a new report suggests that assumption is overblown.

The health insurance pricing report, out this week from HealthPocket, a website that compares and ranks health plans, found that premiums are already largely in line with the Patient Protection and Affordable Care Act's age-based restrictions on pricing.

Under the health reform law, insurers are limited to the amount they can charge older people for their insurance to a maximum of three times the amount younger people pay.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.