The fear of falling happens to be one of those natural fears we're all born with. Don't ask me why. I stuck with the physical sciences, not the biological sciences.
If I had to guess, though, I'd say it has something to do with survival of the fittest. It's akin to the tendency to avoid touching hot things, knowing not to try to breathe under water and the general feeling it's just not a smart idea to venture into a dark, damp cave – especially when you hear something in there, and most especially when you hear the grumbling stomach of something in there.
Yes, the knowledge that walking off of high cliffs might inhibit your chances of passing your DNA along in the gene pool probably leads to this crazy fear of falling we all seem to have.
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