Investor optimism jumped 31 points in March, but not everyone is upbeat about the markets.

Retirees are not nearly as optimistic as their non-retired counterparts, according to the latest Wells Fargo/Gallup Investor and Retirement Optimism Index.

More than half of investors believe now is a good time to invest in the financial markets, up from 39 percent last quarter. Fifty-four percent of the non-retired say this is a good time to invest while 43 percent of retired investors hold this same view.

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