Health care reform is designed to bring consumers more health care options, but many are not necessarily prepared to take more control and lack the proper education to make these choices.

Those are the major findings of the 2013 Aflac WorkForces Report, which reveals that 72 percent of workers have never heard the term "consumer-driven health care," and that 54 percent of workers do not want more control over their health care because they do not have the time or knowledge to manage these decisions.

Furthermore, 75 percent of consumer respondents believe their employers should provide education regarding changes to their health care coverage under the Affordable Care Act; however, only 13 percent of employer respondents consider this important to their companies.  

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