This month marks the 10th anniversary of Benefits Selling Magazine. We decided there was no better way to celebrate than to break down the top 10 catalysts that have shaped and changed the benefits industry in the past 10 years. Find out what they are.

Retirement reform

Health care reform gets all the press. All the love. All the hate. All the controversy. But what's been overlooked by most is that the politicians and regulators began the painful process of reform years before the Patient Protection and Affordable Care Act was even a gleam in President Obama's eye. Advisors have been adapting to a new way of life for a while now, while brokers still struggle with "life after reform."

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