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As health care costs continue to climb, Aaron Davis, president of NextLogical Benefit Strategies in Westminster, Md., is dedicated to helping his clients battle these higher rates with creative solutions that focus on employee health along with his full line of ancillary products.

Many brokers tend to take a more reactive approach to managing health care. Once the renewals are in, a broker might then look at different employee contributions, benefit plan changes or carrier options. However, Davis believes true cost savings come from making long-term, sustainable health changes among the employee population.

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