“I left my term paper on the printer,” my 15-year-old texted me from school. “Can you bring it to me?”

My response was more “OMG” than “LOL,” and I'm pretty sure I taught him a new word. I debated whether to let him learn Life Lesson No. 132: “You show up for the presentation without brochures, apps and a laptop… You ain't writin' no insurance today.”

But then I remembered his first college choice costs more than I earned my first year in the business—and how badly he needs straight As to get the scholarship to pay for it—and I texted back: “What time do you need it?”

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