Could Patient Protection and Affordable Care Act insurance exchanges encourage people to try to save money in their health care benefit choices?

Perhaps, though the enticement to do so might simply be more take-home pay, according to new data from employees using Bloom Health's defined-contribution private exchange.

Though they were given a greater number of choices in the private exchange, employees tended to select benefit packages that were "better aligned with their healthcare needs, risk tolerance and financial flexibility," Minneapolis-based Bloom Health said in a news release Monday.

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