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BOSTON — Who’s better at getting a family to talk about money matters, mom or dad? Taking sides probably won’t make for a harmonious Mother’s Day celebration on Sunday.

Yet a survey by a financial services company found that mothers clearly have the upper hand over fathers in getting the discussion started with their adult children. While all families are different, moms are often the ones who encourage conversation about such important topics as financial security in retirement, caring for an elder and estate planning, according to survey results released Tuesday by Fidelity Investments.

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