A new study has found that eligibility for Medicare benefits at 65 plays an important role in people's retirement decisions.

In the past, the age people were able to apply for Medicare coincided with the full retirement age at which they could collect Social Security benefits, so it was harder to determine if Medicare benefits played a part in when people chose to retire.

Now that the full retirement age has been raised, it is easier to see what impact Medicare has on individuals' decisions about retirement.

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