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I’ve talked, emailed, DM’ed and communicated via other methods with hundreds of retirement planning professionals. For the most part, being the fine fiduciaries they are, they all put their clients’ interests first. Yet, for all this altruism, they remain frustrated. While many of their clients understand the ease with which the path to a relaxing retirement can be attained and have the discipline to follow that path, there remain those recalcitrant clients who lack the confidence to believe they, too, can live the retirement of their dreams. 

It is for these friends that I offer this Ode to a Retirement Investor (an excerpt from my next book and printed with the permission of its publisher):

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