I know some negative people in my life. It's hard to ignore them since one of them stares at me in the mirror every day.

So it's funny when even I'm turned off by the negativity.

At an industry conference this week — WarnerPacific's annual ancillary/worksite symposium in Denver — I heard some interesting attendee sound bites (and even some speakers). They included: "We're doomed," "I can't wait for the government to fail and for consumers' premiums to skyrocket," "There's nothing affordable about the Affordable Care Act," and possibly my favorite, "What's the point?"

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