“Traditional” health care benefits vs. consumer-directedbenefits—that is the question.

Many employers and employees are grappling with the question ofwhich plan is the best value for their company or their family.

With the Patient Protection and AffordableCare Act continuing to roll out, the confusion of one plan vs. asecond vs. a third is multiplied. However, one thing remains clear:More employers are choosing consumer-directed benefits.

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