MONTPELIER, Vt. (AP) — Vermont regulators on Monday announced monthly rates for health insurance to be sold under Vermont Health Connect, the health insurance exchange being set up to comply with the federal Affordable Care Act.

Middle- and upper-class consumers who begin buying through Vermont Health Connect when it takes hold of Vermont's individual and small-group health insurance markets in January won't notice much difference in costs of insurance and benefits provided, according to the state's largest insurer and the chairwoman of Vermont's Green Mountain Care Board, which approved the rates.

But for those of moderate and lower incomes, federal tax credits and state premium subsidies designed to help pay the cost will make health insurance a better deal than it is now, GMCB Chairwoman Anya Rader Wallack said.

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