Baby boomers getting ready to retire in today’s low interest rate environment may want to wait awhile, according to a recent report from the Employee Benefit Research Institute. That’s assuming, of course, that low rates are only temporary.

EBRI ran a simulation that would determine the Retirement Readiness Rating for those retiring under current conditions; it assumed today’s low interest rates are a permanent condition. Results showed that between 25 percent and 27 percent of boomers and Gen Xers would run out of money.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.