It's easy to become despondent when the news is this bleak.

Time is running short and the feds, as we've all heard, are struggling to launch the online health insurance exchanges – or marketplaces, as they're now called – by the Oct. 1 deadline.

"The administration right now is in a triage mode. Seriously, they do not have the resources to implement all of the provisions on time," Washington and Lee University professor Timothy Jost, a health care reform expert and advocate, told an oversight panel in the U.S. House of Representatives last week.

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