Helping uninsured Americans with health problems was one of the main reasons Congress started working on the Patient Protection and Affordable Care Act in the first place.
Fear of what covering those people might cost is one of the reasons some carriers are raising rates in advance of Jan. 1, when PPACA will require carriers to sell individual policies on a guaranteed-issue basis, without using information about pre-existing conditions to set prices.
Now InsuranceQuotes.com, a Web-based insurance quote service, says uninsured people with health problems are uncertain about whether they want to use their expanded access to health coverage.
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