The young professionals on the bus seat behind me were talking about this year's medical benefits, and I listened in.  It's my business. (Benefits, that is…not eavesdropping.)

"Benefits sign up time.  I hate it.  They're sending me those thick envelopes but I just don't get it."

"Do the math. Just decide based on money. If I go to the doctor, it costs money.  Eating healthy costs more than roller dogs for lunch and happy hour snacks after work and Frosted Flakes in the morning. I'm signing up for the cheapest premium possible and spending my money on tuning my ride. I want the cash, not some foo-foo benefit I may or may not use."

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