In most states, the new federal health benefits package standards have had little effect on the commercial health insurance market.

Sabrina Corlette and other Georgetown University health policy researchers have published that finding in a report distributed by the Urban Institute.

The researchers wrote the report to show how five states — Alabama, Colorado, New Mexico, Oregon and Virginia — are responding to the Patient Protection and Affordable Care Act essential health benefits package requirements.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.