Most Americans aren’t saving any more for retirement than they were a year ago, and individuals who should be paying more attention to their savings — those between the ages of 50 and 64 — have actually started saving less.

A monthly Financial Security Index survey by asked respondents how much they are saving in workplace-sponsored and other retirement accounts. More than half said they are putting away the same amount now as they were a year ago. Of those remaining, 18 percent said they’ve increased their savings rate and 17 percent have decreased it.

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