The Nebraska Department of Insurance has posted a copy of the official Health Insurance Marketplace Navigator SOP Manual on its website.

CMS developed the SOP manual to describe the "standard operating procedures" for the navigators helping consumers and small business owners use the federally run exchanges.

The navigators are supposed to be independent exchange ombudsmen, and not allowed to sell coverage or recommend specific plans.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.