High-deductible health plans paired with health savings accountscan save employers a bundle on premiums, according to a study bythe nonpartisan Employee Benefits Research Institute.
EBRI analyzed detailed claims data over a five-year period froma large Midwestern employer that adopted a high-deductible healthplan with a health savings account for all employees in place ofits traditional health care offering.
The result? Total health care spending for the employer fell by25 percent the first year, or $527 per person in the aggregate.
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