High-deductible health plans paired with health savings accounts can save employers a bundle on premiums, according to a study by the nonpartisan Employee Benefits Research Institute.
EBRI analyzed detailed claims data over a five-year period from a large Midwestern employer that adopted a high-deductible health plan with a health savings account for all employees in place of its traditional health care offering.
The result? Total health care spending for the employer fell by 25 percent the first year, or $527 per person in the aggregate.
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