There's been an enormous amount of speculation about employers dumping workers from health care plans, thanks to the Patient Protection and Affordable Care Act. Now, two academic studies suggest an altogether different outcome:

While few employers will use the act to drop their health plans, at least immediately, millions of workers who are covered at work could instead choose insurance through state exchanges.

How many millions? Roughly 37 million, according to Dr. Jay Bhattacharya of Stanford School of Medicine.

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Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.