John Cerasani says he sleeps pretty well at night, which is no small feat for benefits brokers in the PPACA era.

Cerasani, the founder of the Chicago-based Northwest Comprehensive, has built his business by focusing on the needs of colleges and universities.

As it turns out, they are the sort of employers who are unlikely to ask their employees to migrate to health care exchanges resulting from the passage and imminent implementation of the Patient Protection and Affordable Care Act.

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