Pushing the individual health insurance mandate back one year would cause "major disruption" to the Patient Protection and Affordable Care Act's implementation and result in decreased coverage and increased premiums for consumers.

That's the case Linda Blumberg and John Holahan, two analysts who support the goals of PPACA, made in a commentary released by the Urban Institute.

The Internal Revenue Service already has delayed by one extra year to begin enforcing a PPACA requirement that large employers provide health benefits or else pay a penalty.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.