If you’re looking for a “safe, viable and responsible option for millions of Americans who need an alternative to traditional banking, check cashing and credit products” then prepaid cards are the way to go.

That’s according to Russell Simmons, chairman of Rush Communications and co-founder of UniRush Financial Services that produces the RushCard.

“These cards give them the ability to shop the web, pay bills online, and perform other banking functions like remote check capture, expense tracking and goal-setting, all while avoiding going into debt or racking up overdraft fees,” Simmons says.

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