If you’re looking for a “safe, viable and responsible option for millions of Americans who need an alternative totraditional banking, check cashing and credit products” thenprepaid cards are the way to go.

That’s according to Russell Simmons, chairman of RushCommunications and co-founder of UniRush Financial Services thatproduces the RushCard.

“These cards give them the ability to shop the web, pay billsonline, and perform other banking functions like remote checkcapture, expense tracking and goal-setting, all while avoidinggoing into debt or racking up overdraft fees,” Simmons says.

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