There's an easy way for Medicare enrollees to save money when it comes to health coverage. Unfortunately most don't do it.

A report released by the Kaiser Family Foundation found that Medicare enrollees can save quite a bit of cash when they switch prescription-drug plans. But just 13 percent of Part D enrollees switched plans voluntarily during each of the four annual enrollment periods between 2006 and 2010.

The vast majority (87 percent, on average over the four years) stayed in the same Part D plan, even though the plans can change premiums, deductibles, cost-sharing amounts and their list of covered drugs each year.

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