Employers are increasingly taking an activist approach to health benefits, and that activism is putting the brakes on premium increases.

That's the latest from Aon Hewitt, which analyzed health plan data for 516 large U.S. companies with plans covering 12.8 million workers.

The gem of the analysis: average health care premium rate increase clocked in at 3.3 percent for large employers in 2013, compared to 4.9 percent in 2012 and 8.5 percent in 2011.

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Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.