Though I've lived this life every day, the significance of the thought finally hit me during my interview with PBS' "Retirement Gamble" producer Martin Smith.

There I was, speaking to an accomplished journalist, with my journalist cap fully on, wondering how someone so experienced could get it so wrong. I generally conduct my interviews via email. It allows the interviewee to really think about the answers, it allows me the luxury of not trying to interpret what the interviewee said and it allows the readers to avoid suffering from my attempt to interpret what the interviewee is saying. This was not the case with Martin Smith. I had to interview him live, on a cell phone, while sitting in my car waiting for a client meeting.

Aye, that was the rub!

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Christopher Carosa

Chris Carosa has been writing a weekly article and monthly column for BenefitsPRO online and BenefitsPRO Magazine since 2011 and is a nationally recognized award-winning writer, researcher and speaker. He’s written seven books, including From Cradle to Retire: The Child IRA; Hey! What’s My Number? – How to Increase the Odds You Will Retire in Comfort; A Pizza The Action: Everything I Ever Learned About Business I Learned By Working in a Pizza Stand at the Erie County Fair; and the widely acclaimed 401(k) Fiduciary Solutions. Carosa is also Chief Contributing Editor of the authoritative trade journal FiduciaryNews.com and publisher of the Mendon-Honeoye Falls-Lima Sentinel, a weekly community newspaper he founded in 1989. Currently serving as President of the National Society of Newspaper Columnists and with more than 1,000 articles published in various publications, he appears regularly in the national media. A “parallel” entrepreneur, he actively runs a handful of businesses, including a small boutique investment adviser, providing hands-on experience for his writing. A trained astrophysicist, he also holds an MBA and has been designated a Certified Trust and Financial Advisor. Share your thoughts and story ideas with him through Facebook (https://www.facebook.com/christophercarosa/)and Twitter (https://twitter.com/ChrisCarosa).