Like most Americans, retirees may lack a good deal of knowledge about the Patient Protection and Affordable Care Act. But for the most part, what they do know about the law, they like.

The majority of middle-income retirees are pleased that the Patient Protection and Affordable Care Act eliminates exclusions for pre-existing conditions, offers free Medicare annual wellness visits and includes initiatives to make Medicare more efficient, according to a survey by the Bankers Life and Casualty Company Center for a Secure Retirement.

But they aren't happy that PPACA requires individuals to have health insurance or pay a penalty.

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