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On Nov. 15, the House voted to let insurers sell individual health coverage to all comers, even if it falls short of Obamacare’s standards. (AP Photo/J. Scott Applewhite)

States will be the ultimate determinant as to whether they will allow insurers to renew existing health insurances plans in 2014 even though these policies may not comply with the new Affordable Care Act, President Obama and state insurance regulators agreed at a White House meeting last night.

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