The U.S. Department of Health and Human Services is getting ready to ask the public how it should protect carriers from the effects of the new health insurance product sales rules.

HHS also is about to fine-tune the "3 Rs" — the three Patient Protect and Affordable Care Act risk management mechanisms; propose 2015 risk-management program fees; adjust the Small Business Health Options Program exchange rules; and make changes in the rules for everything from exchange medical plan cost-sharing limits to the annual limit on cost-sharing for stand-alone dental plans sold through an exchange.

The Centers for Medicare & Medicaid Services, the arm of HHS overseeing PPACA implementation, is preparing to publish the proposals in a 254-page packet of draft regulations set to appear in the Federal Register on Monday.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.