The latest Patient Protection and Affordable Care Act delays haven't been good news for an administration still struggling to keep its image despite the law's rocky rollout.  

The delays aren't good news for carriers, either.

Moody's Investor Service says PPACA's latest delays — including allowing individuals to remain enrolled in non-PPACA-compliant policies for 2014; extending deadlines for 2014 enrollment; and changing the 2015 open enrollment period — are a "credit negative" for carriers, and warn that more changes to the law's rollout, which they say are now expected, will have further negative implications for carriers.

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