Employers want their workers to think about all elements of retirement – not just 401(k) s – and are planning to help them do so, according to an Aon Hewitt survey.

The companies plan to offer a two-pronged approach that concentrates on helping employees with investment advice while making sure they understood daily financial decisions have an impact on how much they'll have to spend during retirement, the poll determined.

At the same time, many employers said they plan to keep their eye on the overall health of their funds and take steps to minimize risk.

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