The bad news about the exchanges — as we've heard time and time again — is that enrollment efforts are falling short. A majority of the uninsured are still in the dark about the law, its subsidy help and have yet to even visit the website.

But a Commonwealth Fund study fills us in on some good news about the exchanges: Most visitors who browsed for coverage using HealthCare.gov reported being in good health. And, researchers said, 40 percent were young adults ages 19 to 34.

That's important for the overall success of the law. Experts say participation by young and healthy individuals is a crucial factor for keeping health care costs down in the future.

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