A rating analyst is wondering whether the public health insurance exchange plan enrollment picture could be worse than it looks — and how that is negatively affecting carriers.

Moody's report author Steve Zaharuk wrote about private exchange qualified health plan demographics risk in a comment on the QHP enrollment data that the U.S. Department of Health and Human Services released Monday.

Other analysts have noted that only 24 percent of the QHP enrollees are ages 18 to 34. HHS has hoped it could keep QHP claim costs down by having young adults make up as much as 40 percent of the risk pool.

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Allison Bell

Allison Bell, ThinkAdvisor's insurance editor, previously was LifeHealthPro's health insurance editor. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached at [email protected] or on Twitter at @Think_Allison.