Small-business owners who want to offer retirement savings plans to employees are hoping Congress takes a serious look at the issue this year.

The House Committee on Small Business in the fall held a hearing on the state of retirement savings for small employers, noting administrative complexity and costs could discourage some businesses from offering the benefit.

The committee cited a 2012 study by the Government Accountability Office that found only 14 percent of businesses employing 100 workers or fewer sponsored some type of savings retirement plan. The GAO study said that of employers with one to four workers, only 5 percent of such businesses offer retirement savings plans. 

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