When Ashley Pratte moved from New Hampshire to the nation's capital, she quickly located the nearest Planet Fitness center. "I already had my membership from New Hampshire and didn't want to change gyms," she said.

But when she got to the club, she saw a notice at the front desk informing members with Black Card memberships that they would henceforth be charged a nickel a month to cover a tanning tax "required by the implementation of the Affordable Health Care Act."

This prompted Pratte – who is the public relations officer at Young America's Foundation, a conservative group – to investigate.

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Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.