The Patient Protection and Affordable Care Act is leading to a lot of changes in benefits. And employers are going with the flow and changing right along with it.

That and other findings came out of Prudential Insurance Company of America's eighth annual Study of Employee Benefits. The study found that the ongoing rollout of the law is spurring employers to take action within their benefit plans, primarily by offering voluntary benefits.

Benefits experts say the market is ripe for a rise in voluntary benefits.

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