LAS VEGAS – James Klein has a theory on what might really happen with the Patient Protection and Affordable Care Act individual mandate.

Klein, president of the Washington, D.C.-based American Benefits Council, doesn't believe it will be repealed, as the GOP would like, and he doesn't even believe it will be delayed, not while a Democrat holds the White House.

Speaking Monday at the Health and Benefits Leadership Conference and Expo, Klein said President Obama and his team will wait until the enrollment period closes at month's end and then make a political judgment.

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