We ran a couple of stories this week about different studies that boiled down to the same thing. We're living longer and we're all coming to the same conclusion –  we're going to be working past the traditional retirement age of 66 to fund our encroaching decrepitude.

I jest, but for some that's great news. Those who're in good health, love their jobs, are well paid, feel fulfilled, or some combination thereof.

Then there are those who can't wait for the whistle to blow, take off their shoes and take a long pull on a frosty one. I live mostly in the first group.

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Retirement Trends