U.S. workers are more satisfied with their finances today than they were five years ago, but their confidence in their ability to retire is still below levels before the financial crisis, according to a nationwide survey by Towers Watson.

The company's "Global Benefit Attitudes Survey" also found that a significant number of workers have been forced to cut back their spending and plan to delay retirement, many until age 70 or after.

The survey of 5,070 full-time employees showed that nearly half of respondents, 46 percent, are satisfied with their current financial situation, a sharp increase from 26 percent in 2009.

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