COLORADO SPRINGS, Colo. — The chilling horror stories fade away every year about this time.

Sure, I'll hear plenty more over the next few days, but they can't compete with the sheer presence of so many brokers, carriers and all the supporting players who join us every year, undaunted by the political storms raging around us.

That's because seeing and talking with so many of you shows me, clearly, that you're here to stay. And it goes without saying that to actually make that happen, we need to change. Because everything else already has. Or is about to.

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