Word is employer health care costs are leveling off. Spendingoverall certainly has slowed.

That's great for them. Not so much for the actual employees.They’re footing more of the bill for their own health carecosts—whether it's in the form of deductibles or co-pays — thaneven just a couple of years ago. Workers in increasinglynot-so-employer-sponsored plans are paying nearly 40 percent of thecost for their own benefits.

(Which incidentally begs the question: When does it stop beingan actual benefit? At what price point does the employee benefitbecome a roadblock? But maybe that's a question for some othertime.)

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