Generation Y is ahead of the game when it comes to saving for retirement, according to the Principal Financial Group.

It found that 63 percent of millennial workers place saving for retirement as their top financial goal, followed by 48 percent who want to pay off their student loans and 42 percent who want to pay down credit card debt.

Eighty percent of millennial workers say they have a monthly budget and two-thirds have established an emergency fund, The Principal found

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