One in three American workers expects their standard of living to decline when they retire, according to a survey commissioned by the Transamerica Center for Retirement Studies.

The survey of 4,143 full- and part-time workers found that a slightly larger proportion, 41 percent, think their living standards will stay about the same, while 17 percent expects their standard of living to increase, and 9 percent are not sure what will happen.

For those feeling pessimistic, the center said there is still time to turn things around.

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