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MNsure exchange reps Carlos Villanueva, left, and Emily Joyce at the call center in St. Paul, Minn. (AP Photo/Jim Mone, File)

The Patient Protection and Affordable Care Act opened up the possibility of buying health insurance to millions of Americans who, for whatever reason, were uninsured before – to the tune of 8 million enrollees in PPACA health exchange plans as of early May.

However, some of those 8 million new policy owners were no doubt enrolled previously in a different plan, whether employer-based or individually bought.

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