When someone who has a virtual one-man financial media empire, is an author of best-selling mass market books on investing and commands a firm that employs hordes of advisers is asked to name the biggest question today's investors' have, you ought to pay attention to his answer, especially if you're a financial service provider,

A few weeks ago I interviewed Ric Edelman. When I asked him this question, he curtly answered, "Will I ever be able to retire?" 

Of course, if you're like me, you immediately think of Linda Ronstadt's 1975 hit, "When Will I Be Loved." Only, instead of that phrase, the question "When Will I Retire?" replaces the title lyric. The song would sound like this: 

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